America’s Cheapest Family gives five great ideas for how to save money.  1) Take your lunch to work two to three times a week to save up to $1000 per year.  2) Get rid of your regular phone if you have a cell phone.  If you have kids who have cell phones use a prepaid cell phone plan to keep control.  3) Take 15 minutes each week to plan meals before you go for groceries.  This will slash your grocery bill by thousands.  4) Do some Holiday shopping in January to get the big discounts.  5) Never pay full price for dining out.  Coupon books often have two for one coupons.  Also try to save dining out for special occasions